Are You Paying Too Much in UK Leasehold Service Charges?

Get AI-powered analysis of your UK leasehold service charges. Know your rights under the Landlord and Tenant Act 1985. Challenge unfair fees with expert legal guidance.

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The Service Charge Crisis

Government and industry data reveals the scale of the problem

41%
41%
Rise Since 2019
Service charges increased 41% vs 23% inflation
2019 2024
£2,300
Average Annual Cost
Average service charge per leaseholder in 2024
72%
72%
Overcharging Found
Of tribunal cases found overcharging occurred
67%
67%
Charges Reduced
Of disputed charges were reduced by judges

Sources: Property Institute 2024, Hamptons 2024, First-tier Tribunal analysis by Inside Housing 2024

How It Works

Get expert analysis of your service charges in 3 simple steps

1

Upload Your Documents

Upload your service charge demand, accounts, and any supporting documents. Our secure system keeps your data safe.

2

AI Analysis

Our AI analyzes your charges against UK leasehold law, identifying potential overcharging and unreasonable costs.

3

Get Your Report

Receive a detailed report showing what you can challenge, with expert legal guidance available if needed.

Common Service Charge Issues

What leaseholders are paying for that they shouldn't

Unreasonable Costs

Paying for unnecessary work, inflated contractor costs, or management fees that are way above market rate.

Poor Consultation

Major works proceeding without proper Section 20 consultation, meaning you can challenge the costs.

Lack of Transparency

Vague invoices, no breakdown of costs, or being charged for services you don't receive.

Incorrect Apportionment

Being charged more than your fair share based on your lease terms or property size.

Take Control of Your Service Charges

Don't just pay - understand what you're paying for

Know Your Rights

Our AI is trained on UK leasehold law to help you identify exactly what you can challenge. Get the confidence to stand up for fair treatment.

Frequently Asked Questions

What are UK leasehold service charges?

Service charges are payments UK leaseholders make to cover building maintenance, communal services, and management costs. Under the Landlord and Tenant Act 1985, these charges must be reasonable and properly incurred. The average leaseholder pays £2,300 annually as of 2024.

How common is service charge overcharging in the UK?

Government tribunal data shows 72% of disputed service charge cases find evidence of overcharging or unreasonable costs. Service charges have risen 41% since 2019, significantly outpacing 23% inflation, indicating widespread overcharging across UK leasehold properties.

What legal rights do UK leaseholders have regarding service charges?

Under the Landlord and Tenant Act 1985, UK leaseholders have the right to: (1) Reasonable service charges (Section 19), (2) Information about charges (Sections 21 & 22), (3) Consultation on major works over £250 per property (Section 20), and (4) Challenge unreasonable charges at the First-tier Tribunal.

How does AI analyze UK service charges for overcharging?

Our AI system analyzes service charge documents against UK leasehold law, comparing costs to market benchmarks, checking Section 20 consultation compliance, identifying unreasonable charges, and highlighting potential tribunal challenges. The system is trained on thousands of UK tribunal cases and current legal precedents.

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