HAV/45UC/LSC/2025/0641 — service charge decision
In HAV/45UC/LSC/2025/0641, decided 31 October 2025, the First-tier Tribunal considered 8 disputed service charge items at Flat 3, 97 Bayford Road, Littlehampton, BN17 5HW and reached a mixed result: 6 items were reduced or disallowed. Full decision on GOV.UK below.
Property: Flat 3, 97 Bayford Road, Littlehampton, BN17 5HW
Decision date: 31 October 2025
Full decision: Read on GOV.UK
Managing agent named in the decision: Davis Properties Ltd / Stuart Radley (subsequently).
What was challenged and what the tribunal decided
| Item | Demanded | Allowed | Outcome | Grounds |
|---|---|---|---|---|
| Buildings insurance (2024-2025) | £869.03 | £709.82 | Reduced | Undisclosed insurance commission, Costs unreasonably incurred (s19(1)(a)) |
| Buildings insurance (2023-2024) | £788.13 | £643.74 | Reduced | Undisclosed insurance commission, Costs unreasonably incurred (s19(1)(a)) |
| Buildings insurance (2022-2023) | £679.17 | £554.75 | Reduced | Undisclosed insurance commission, Costs unreasonably incurred (s19(1)(a)) |
| Buildings insurance (2021-2022) | £588.74 | £480.89 | Reduced | Undisclosed insurance commission, Costs unreasonably incurred (s19(1)(a)) |
| Buildings insurance (2020-2021) | £551.50 | £450.47 | Reduced | Undisclosed insurance commission, Costs unreasonably incurred (s19(1)(a)) |
| Buildings insurance (2019/2020) | £480 | £392.07 | Reduced | Undisclosed insurance commission, Costs unreasonably incurred (s19(1)(a)) |
| Major works | — | — | Allowed in full | — |
| Other charges | £8,000 | — | Withdrawn | — |
Section 20C order: granted. Section 20ZA dispensation: granted.
Key passages (verbatim)
“The Tribunal therefore in the absence of any specific evidence on amount applies an 18.32% discount to the insurance premiums for each of the challenged years.”
“applies an 18.32% discount to the insurance premiums for each of the challenged years”
“applies an 18.32% discount to the insurance premiums for each of the challenged years”
“applies an 18.32% discount to the insurance premiums for each of the challenged years”
“applies an 18.32% discount to the insurance premiums for each of the challenged years”
“applies an 18.32% discount to the insurance premiums for each of the challenged years”
“The Tribunal has heard no evidence on what work if any was undertaken by the managing agent or the broker in attaining this commission.”
“Mr Davis conceded that he as freeholder does not receive any commission from the insurance. Under further questioning Mr Davis said that his company Davis Property Ltd received commission, the exact amount he could not recall during questioning.”
This summary is assembled from the structured record of the published decision; amounts appear only where the tribunal stated them. Always rely on the full decision itself.