Decision summary

LON/00AW/LSC/2025/1064 — service charge decision

In LON/00AW/LSC/2025/1064, decided 27 July 2026, the First-tier Tribunal considered 8 disputed service charge items at Flat 1, 127 Ilfield Road, London, SW10 9AR and reached a mixed result: 7 items were reduced or disallowed. Full decision on GOV.UK below.

Property: Flat 1, 127 Ilfield Road, London, SW10 9AR
Decision date: 27 July 2026
Full decision: Read on GOV.UK

What was challenged and what the tribunal decided

ItemDemandedAllowedOutcomeGrounds
Other charges (2019-2025)——Allowed in full—
Buildings insurance (2019-2020)—£317.15ReducedApportionment error
Buildings insurance (2020-2021)—£745.42ReducedApportionment error
Buildings insurance (2021-2022)—£1,406.55ReducedApportionment error
Buildings insurance (2022-2023)£8,226£757.56ReducedApportionment error, Landlord could not evidence the cost
Buildings insurance (2023-2024)—£1,286.78ReducedApportionment error
Buildings insurance (2024-2025)—£2,183.75ReducedApportionment error
Major works (2017-2018)——Disallowed entirelyOther grounds

Section 20C order: granted.

Key passages (verbatim)

“the tribunal determines that there was no clause 4 which would include amounts to form part of the service charge. It accepts Ms Panayi's evidence that each of the flats were charged one third of the total service charges for the building.”
On other charges
“2019-2012: 3/10th of £1057.16 £317.15”
On buildings insurance
“2020-2021: 3/10th of £2484.75 £745.42”
On buildings insurance
“2021-2022: 3/10th of £4,688.50 £1,406.55”
On buildings insurance
“2022-2023: 1/6th of £2,273.28 £757.56. We have adopted the figures on the actual insurance schedule.”
On buildings insurance
“2023-2024: 1/6th of £7720.65 £1,286.78”
On buildings insurance
“Nor was Ms Panayi able to explain the wide variance.”
Of Respondent (Christina Panayi)
“the accounts show that £8,226 was charged against 114 Finborough Road and 127 Ifield Road. This leaves £2,273.28 for the six flats. We have adopted the figures on the actual insurance schedule.”
Of Respondent / managing agents — discrepancy between accounts and insurance schedule

This summary is assembled from the structured record of the published decision; amounts appear only where the tribunal stated them. Always rely on the full decision itself.