Decision summary

LON/00BA/LSC/2024/0155 — service charge decision

In LON/00BA/LSC/2024/0155, decided 28 October 2024, the First-tier Tribunal considered 16 disputed service charge items at 85 Framfield Road, London, CR4 2AW and reached a mixed result: 7 items were reduced or disallowed. Full decision on GOV.UK below.

Property: 85 Framfield Road, London, CR4 2AW
Decision date: 28 October 2024
Full decision: Read on GOV.UK

Managing agent named in the decision: Praxis Block Management.

What was challenged and what the tribunal decided

ItemDemandedAllowedOutcomeGrounds
Buildings insurance (2018/19)£1,398.16£504.30ReducedCosts unreasonably incurred (s19(1)(a)), Insurance not market tested
Buildings insurance (2019/20)£1,476.98£930.46ReducedCosts unreasonably incurred (s19(1)(a)), Insurance not market tested
Buildings insurance (2020/21)£1,522.51£984.61ReducedCosts unreasonably incurred (s19(1)(a)), Insurance not market tested
Buildings insurance (2021/22)£1,614.44£1,076.07ReducedCosts unreasonably incurred (s19(1)(a)), Insurance not market tested
Buildings insurance (2022/23)£1,894.08£1,189.16ReducedCosts unreasonably incurred (s19(1)(a)), Insurance not market tested
Buildings insurance (2023/24)£2,074.87£1,274.46ReducedCosts unreasonably incurred (s19(1)(a)), Insurance not market tested
Other charges (2018/19)£300£300Allowed in full
Other charges (2022/23)£240£240Allowed in full
Other charges (2023/24)£240Withdrawn
Management fees (2019/20)£300£300Allowed in full
Management fees (2020/21)£320£320Allowed in full
Management fees (2021/22)£330£330Allowed in full
Management fees (2022/23)£340£340Allowed in full
Other charges (2023/24)£726.44Disallowed entirely
Administration charges (2023/24)£360£0conceded
Legal & professional costs (2023/24)£319.20£319.20Allowed in full

Section 20C order: granted.

Key passages (verbatim)

“The Tribunal finds that, because the Property was covered under a block policy, the insurance premiums were higher and that this resulted in an unreasonable charge.”
On buildings insurance
“The Tribunal finds that, because the Property was covered under a block policy, the insurance premiums were higher and that this resulted in an unreasonable charge.”
On buildings insurance
“The Tribunal finds that, because the Property was covered under a block policy, the insurance premiums were higher and that this resulted in an unreasonable charge.”
On buildings insurance
“The Tribunal finds that, because the Property was covered under a block policy, the insurance premiums were higher and that this resulted in an unreasonable charge.”
On buildings insurance
“The Tribunal finds that, because the Property was covered under a block policy, the insurance premiums were higher and that this resulted in an unreasonable charge.”
On buildings insurance
“The Tribunal finds that, because the Property was covered under a block policy, the insurance premiums were higher and that this resulted in an unreasonable charge.”
On buildings insurance
“The Tribunal hopes that going forward the communication between the parties can improve, so that the tenants' queries are dealt with promptly.”
Of Respondent / managing agent (Praxis Block Management)

This summary is assembled from the structured record of the published decision; amounts appear only where the tribunal stated them. Always rely on the full decision itself.